As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge. Six Forty BCE is here it help ensure your success.

Application Process Overview.

The application process is simple and takes about five minutes to complete. You can submit your application through our website, which will guide you through each step. Once we receive your complete application along with the necessary supporting documents, you will receive an offer within 24 hours.

For Startup:

The requirements vary. However, a FICO score of 680 or higher usually helps.

For Existing Business:

Minimum of three months in business.

Minimum of $5,000 in monthly revenues.

Your business is based in the United States or Canada.

Utilizing Your Funding:

It's your money for your business, so you can utilize it as you wish. Many of our clients use funding for:

Covering payroll

Renovating facilities

Managing inventory

Expanding operations

Purchasing equipment

Addressing various business expenses

You are the expert in maintaining and growing your company, while we specialize in providing the capital you need to succeed. It’s a win-win situation!

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!

Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.

Usually within 24 hours after a contract is executed and received.